Risk & Data Analyst - Koko

We are seeking a dynamic and analytical Risk & Data Analyst to join our team. This role will be instrumental in evaluating and mitigating risks, developing data-driven insights, and building frameworks to optimize decision-making processes.

Key Responsibilities:

• Risk Analysis & Monitoring: Develop and maintain risk models to identify and assess potential credit, fraud, and operational risks.
• Monitor KPIs related to customer behaviour, merchant activity, and repayment trends to detect anomalies or emerging risks.
• Data Analytics: Conduct deep dives into large datasets to identify patterns, correlations, and trends that impact risk and business decisions.
• Build automated dashboards and reports to deliver actionable insights to key stakeholders.
• Model Development: Design and implement statistical and predictive models to improve credit scoring and fraud detection processes.
• Collaborate with the engineering and product teams to deploy data models into production systems.
• Collaboration: Work closely with the Risk, Product, Commercial and Marketing teams to develop strategies based on data insights.
• Present findings and recommendations to the leadership team.

Key Requirements:

Technical Skills

• Strong proficiency in Python for data analysis and model development.
• Advanced knowledge of SQL for querying and manipulating large datasets.
• Experience with data visualization tools (e.g., Tableau, Power BI, or similar).
• Familiarity with machine learning techniques (classification, regression, clustering) and tools like TensorFlow, PyTorch, or Scikit-learn is a plus.
• Knowledge of statistical concepts and techniques for data interpretation.

Analytical Skills

• Strong problem-solving ability with a focus on actionable results.
• Experience in identifying and managing risks within a fintech, banking, or similar environment is highly desirable.

Candidate Requirements:

• Bachelor’s degree in Data Science, Mathematics, Statistics, Computer Science, or related field.
• A years' of experience in a similar role within fintech, e-commerce, or banking.
• Strong communication and presentation skills to convey complex concepts to non-technical stakeholders.