Staff Officer – State Mortgage & Investment Bank

SMIB, as the premier housing bank in the Nation, is in the process of restructuring the bank's operation to offer a higher level of customer satisfaction and a wider variety of services. As a stitch, we invite applications from candidates who have demonstrated dynamic leadership roles and make full commitment to achieving business goals with relevant qualifications and experience for the following post.

Key Responsibilities:

• Within the credit policy of the Bank, to build a quality credit portfolio by identifying and sourcing credit-worthy client profiles through credit analysis. Ensure credit disbursement and minimum NPL towards agreed targets by adhering to regulatory requirements and internal controls under the guidance and directions of the Branch Manager.

Qualifications: 

• A Degree in Banking, Business Administration, Commerce or Economics, Accountancy or equivalent from a UGC recognized University with an Intermediate or licentiate examination of the Institute of Chartered Accountants of Sri Lanka (ICASL) or stage I and II examination of the Chartered Institute of Management Accountants of UK (CIMA UK) or DABF of IBSL or Associate Member of IBSL.

Experience:

• 3 years of executive experience in the field of credit appraisal, credit disbursement, risk operations, and credit recovery functions in a bank or recognized financial institution. The candidate should have good communication and interpersonal skills. Be computer literate.

Salary Scale:

• Rs. 90,645 - 1,220 x 20 -115,045 /-per month together with tl1e Bank approved allowances. (Cost of Living, Rent & 10% Allowance. Total monthly gross salary would be Rs.189, 500/- approximately). 

Age:

• Not more than 35 years (However tl1e age limit will not apply to tl1ose already employed in a state sector organization).