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Applications are invited for all candidates those interested in the Associate Director Job Vacancy at the Standard Chartered Bank
The Role Responsibilities
Origination
- Interact with the client, gather client details, transaction requirements, financial statements and other inputs for performing quality analysis and due diligence.
- Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
- Work with the RM, in a) obtaining required pre clearances b) preparing & presenting work-shopping notes c) submitting timely BCA's and d) expediting approvals.
- Responsible for end-to-end BCA process including preparing all the tools like Raptor, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
- Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country Portfolio Standard check-off, Regulatory check-off, AML check, other special reporting requirements, etc.
Post Deal Account monitoring
- Monitor quality of the portfolio by tracking excess/past dues, strictly complying with EAR processes along with RM / CCM.
- Obtain quarterly/annual /interim financials from the client and ensure timely submission of quality Quarterly Credit Reports.
- Monitor Risk Triggers, Covenants and other credit conditions and report appropriately.
- Ensure Zero BCA over dues.
- Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
- Attend EAR/Portfolio call/MTM calls along with the RMs.
- In partnership with the relationship manager, ensure timely identification of accounts to be put in EAR as per the bank's policies and guidelines.
AML/Compliance
- Ensure all AML/Customer Due Diligence policies and procedures per group and the local regulator are adhered to in opening, reviewing, and monitoring accounts. Ensure zero tolerance method for this aspect, within the business as appropriate. Report any breaches or suspicious persons/relationships.
- Ensure compliance with local controls and regulations, Group Code of Conduct , Money Laundering Prevention Policies and Procedures / CDD guidelines in prevention of frauds, forgeries and losses
- Ensure compliance with Group's Health and Safety Policies and Procedures
Our Ideal Candidate
- Business or accounting related degree MBA/ACA / BSC/BBA/CIMA Preferred.
- Minimum 7 years experience in a corporate banking environment of which minimum 2 years should be of managing corporate client relationships.
- Sound understanding of corporate treasury products, trade finance products, consumer banking products and international banking products.
- Credit appraisal and marketing skills, with the ability to interpret complex financial information preferred.
- A good understanding of the general, economic, political and business environment of Sri Lanka.
- Excellent communication (written and verbal) and negotiation skills.
- High quality experience in a credit management position with proven ability to manage a team / work in a team.
Closing Date : 30/11/2019
